Financing Made Simple
At Cookstown Caravans & Motorhomes we’re delighted to offer both Personal Contract Purchase (PCP) and Hire Purchase (HP) on new caravans & motorhomes — helping make your dream caravan or motorhome more affordable than you might think.
PCP allows you to enjoy lower monthly payments by deferring part of the cost to the end of the agreement. Simply choose your deposit, agreement term and we’ll calculate your Guaranteed Future Value (GFV) along with your monthly repayments.
PCP
HP
Hire Purchase (HP) is a straightforward finance option that allows you to pay for your caravan in fixed monthly instalments, with ownership transferring to you once the final payment is made. You choose your deposit and agreement length, and we’ll calculate your monthly repayments — making budgeting simple and predictable.
How PCP Works
At the end of your agreement, you have three flexible options:
01
Upgrade
Trade in your caravan or motorhome and move into a new model.
02
Return
Hand the caravan or motorhome back with nothing further to pay (subject to condition and mileage).
03
Own it
Pay the final lump sum and keep your caravan or motorhome.
PCP is ideal for customers who prefer flexibility over long-term ownership, allowing you to change your caravan more often without committing to lengthy finance agreements.
01
Pay a deposit
Choose how much you’d like to put down upfront.
02
Make monthly fixed payments
Spread the remaining balance over an agreed term.
03
Own it
Once the final payment is made, the caravan or motorhome is yours.
Hire Purchase is ideal for customers who want simple, fixed monthly payments and full ownership at the end of the agreement — perfect for those planning to keep their caravan or motorhome long-term.
How HP Works
Three simples steps to own your caravan or motorhome:
Tailored Finance Packages
At Cookstown Caravans & Motorhomes, we offer personalised finance solutions to suit your individual circumstances. Our experienced team will take you through the full process following these four steps:
Explain
We clearly explain all available finance options, helping you understand what works best for your budget and lifestyle.
Quote
We provide written finance quotations on request, so you can review your options in your own time.
Apply
Our team handles your application quickly and efficiently — often while you wait.
Complete
We make the entire process simple and hassle-free, getting you on the road sooner.
Important Finance Information (FCA Disclosure)
Cookstown Caravans Ltd acts as a credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number: 686285).
We may introduce you to a panel of lenders who could provide finance for your purchase. Different lenders may offer different rates and charges. We do not charge you for this service, but we usually receive a commission from the lender, calculated as a percentage of the amount borrowed. This does not affect the amount you repay.
We are not independent financial advisers and cannot provide independent financial advice.
Finance is subject to status and availability. We cannot guarantee finance approval.
Complaints & Contact
If you wish to make a complaint:
-
Write to: Complaints, Cookstown Caravans, 8 Cloghog Road, Cookstown, BT80 8RN
-
Email: mal@cookstowncaravans.com
-
Phone: 028 8676 3936
If unresolved, you may contact the Financial Ombudsman Service (www.financial-ombudsman.org.uk).